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Mortgage Broker authorised by Banco de Portugal under ICV 6957

The best mortgage is decided before you approach a bank.

Buying a home or refinancing your existing mortgage? Meg Fin prepares your application, compares offers from up to 10 banks and helps you choose with the figures clearly laid out.

Beyond what a bank’s mortgage calculator can tell you

Some client profiles do not fit neatly into standard banking systems. Those are the profiles we know best.

Non-residents and Portuguese living abroad

Financing in Portugal based on income earned abroad, handled remotely.

Income earned abroad

Salaries, pensions or rental income earned outside Portugal, presented in the way banks need to assess them.

Business owners and shareholders

Dividends, corporate structures and variable income, organised before the application is submitted.

Investors

Buy-to-let, multiple properties, construction or renovation projects.

Why choose Meg Fin as your mortgage broker

Banks make decisions using algorithms. On your side, there should be a person.

We translate your case into the language banking systems understand, anticipate what will be assessed and guide you through every step.

One point of contact from start to finish.

Because every time you change your point of contact, you lose context and time.

We’re on your side of the table.

Our job is to find the right financing for your circumstances — and when it doesn’t make sense to proceed, we’ll tell you.

Every project begins with a conversation.

Mortgage and personal loans

For residents and non-residents. We assess your profile, identify the right lenders and guide you through the process until completion. Learn more.

Rates and terms change. So does your financial situation. We compare your current mortgage with what’s available on the market and tell you whether switching could save you money. I’d like to know more about my specific situation.

Buy-to-let, multiple properties or renovation projects: we structure the financing around the project. Learn more.

Financing a building project is different from financing a property purchase. We prepare your application so the bank understands the project and can release funds in stages. Every project is different, and its financing should reflect that. Learn more.

A personal loan isn’t always a last resort. We assess when it makes sense. Learn more.

Life insurance for your mortgage and health insurance for your family. We compare policies from different insurers to help you pay a fair price without compromising on cover. Learn more.

How we work

We evaluate your profile

Income, existing financial commitments and main goal, before any credit request.

We structure the transaction

From the ten banks we work with, we select those best suited to your circumstances.

We compare offers with you

We go through each offer with you: the interest rate, spread, insurance requirements and total cost.

We stay with you through to completion.

From valuation and approval to the notary appointment, you deal with the same person throughout.

We work with Portugal’s leading financial institutions

Registration no. 6957, verifiable at Banco de Portugal