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Meg Fin
Meg Fin is a registered trademark owned by Mouco & Gaspar, Lda., Portuguese Tax Identification Number (NIPC) 516 889 125, with its registered office at Rua Dom Lopo Dias de Sousa, 4B, 2300-483 Tomar, Portugal.
Identification
Mouco & Gaspar, Lda.
NIPC 516 889 125
Rua Dom Lopo Dias de Sousa, 4b
2300-483 Tomar
Share capital: €30,000.00
Register
Tied credit intermediary
Authorised by Banco de Portugal
Registration n.º 6957

View public register
Authorised services
  • Presentation or proposal of credit agreements to consumers
  • Assistance to consumers through preparatory pre-contractual management acts
  • Provision of advisory services
Credit agreements covered
  • Home loans and mortgages
  • Consumer credit (personal credit)
Lenders under binding agreement
  • Banco Santander Totta, S.A.
  • Caixa Geral de Depósitos, S.A.
  • Bankinter, S.A. — Sucursal em Portugal
  • Banco CTT, S.A.
  • Banco BPI, S.A.
  • Unión de Créditos Inmobiliarios, S.A. — Sucursal em Portugal
  • Novo Banco, S.A.
  • Abanca Portugal, S.A.
  • BNI — Banco de Negócios Internacional (Europa), S.A.
  • SICAM — Caixa Central e Caixas de Crédito Agrícola Mútuo
Remuneration model
Mouco & Gaspar, Lda. is remunerated directly by the financial institutions with which it has established binding agreements. Credit intermediation is provided free of charge to the consumer, this being a legal requirement under the legal framework governing credit intermediaries.
Professional indemnity insurance
Insurer: Hiscox S.A. – Portugal Branch
Insurance policy 2529530 valid from to
Insurance policy 2529531 valid from to
Supervision
The credit intermediation activity carried out by Mouco & Gaspar, Lda. is subject to supervision by the Banco de Portugal.
Complaints
Complaints may be submitted directly to Mouco & Gaspar, Lda. at contact@meg-fin.com , to Banco de Portugal through the Banking Customer Portal or through Complaints .
Alternative dispute resolution
Without prejudice to the right to recourse to the courts, in the event of a dispute arising from credit intermediation activity, the consumer may refer the matter to the following entities, in accordance with Decree-Law no. 81-C/2017 of 7 July and Law no. 144/2015 of 8 September:
CAUAL
Centro de Arbitragem da Universidade Autónoma de Lisboa
Rua de Santa Marta, 43-E, 1.º C
1150-293 Lisboa

centrodearbitragem@autonoma.pt
arbitragem.autonoma.pt
CNIACC
Centro Nacional de Informação e Arbitragem de Conflitos de Consumo
Rua D. Afonso Henriques, 1
4700-030 Braga

geral@cniacc.pt
www.cniacc.pt
More information: Consumer Portal — www.consumidor.gov.pt

Privacy Policy

Last updated: September 2026

Data controller
Meg Fin is the trading name of Mouco & Gaspar, Lda., VAT no. 516 889 125, registered at Rua Dom Lopo Dias de Sousa, 4b, 2300-483 Tomar, a tied credit intermediary registered with the Banco de Portugal under no. 6957.

Privacy contact: contact@meg-fin.com
Information you provide directly
Through the forms available on our website, we may collect your name, email address, telephone number and any information you provide to us.

Purpose: to respond to your request and, where applicable, take the necessary steps to assess your case and potentially provide our services.

Legal basis: pre-contractual steps taken at your request (Article 6(1)(b) of the GDPR).
Browsing data and cookies
When you visit our website, we use Google Analytics to understand, in aggregate, how the website is used and Google Ads to measure the effectiveness of our advertising. These tools may process information relating to your browsing activity, such as the pages you visit, the device you use and how you arrived at our website.

The use of analytics and advertising cookies depends on the choice you make in the cookie notice. If you decline, these cookies are not stored on your device and measurement is limited in accordance with your consent preferences. Your access to the website is not affected.

Legal basis for the use of analytics and advertising cookies: consent (Article 6(1)(a) of the GDPR).

You can change or withdraw your consent at any time. For more information, please see our Cookie Policy .
What we do with your data
We use your personal data to respond to your request and, if we enter into a service relationship, to assess and manage the credit intermediation process. We do not sell your personal data or make it available to third parties for their own commercial purposes.

Where necessary to assess or provide the requested service, we may share information with the financial institutions relevant to your case, to the extent necessary for that purpose.
Service providers and international data transfers
We use service providers that process personal data on our behalf, including for website hosting and email services. We also use services provided by Google Ireland Limited, including Google Analytics and Google Ads, in accordance with your consent choices.

The use of Google services may involve international transfers of personal data, including to the United States, subject to the applicable transfer mechanisms under the GDPR.
How long we retain your data
Data collected through the contact form is retained for as long as necessary to respond to your request. Should we proceed to an intermediation process, the retention period is determined by the legal obligations applicable to our regulated activity, namely those arising from the legal framework governing credit intermediaries.

Cookie retention periods are set out in our Cookie Policy .
Your rights
Where applicable, you may exercise your rights of access, rectification, erasure, restriction of processing, objection and data portability. Where processing is based on consent, you may withdraw your consent at any time, without affecting the lawfulness of processing carried out before its withdrawal.

To exercise any of these rights, write to us at contact@meg-fin.com . We will respond within one month.

If you believe your rights have not been respected, you can lodge a complaint with Portugal’s data protection authority, the Comissão Nacional de Proteção de Dados (CNPD), at www.cnpd.pt .

Cookies

We use cookies that are strictly necessary for the operation of the website and, in accordance with your consent choices, analytics and advertising cookies. Up-to-date information about the cookies we use, their purpose and duration, as well as how to manage or change your preferences, is available in our Cookie Policy .